When You Can’t Pay Your Business Debts!
If your business is in distress – you owe a lot of money but you can’t pay, your creditors will probably threaten legal action against your business and very likely, you personally as well. How much they can collect, and how they can go about collecting it, will depend on how your business is organized, […]
WHAT HAPPENS TO MY CAR IF I FILE BANKRUPTCY?
There are several issues to consider in answering this question. The most important point is the value of your car. In most cases, you can protect your car using the allowable bankruptcy code exemptions. An exemption allows you to file for bankruptcy relief and protect most of your property. The bankruptcy courts understand you need […]
California’s new paid sick leave law
Recently, the California State Legislature passed the Healthy Workplace, Healthy Family’s Act of 2014 (HWHFA) requiring employers to provide paid sick leave to their employees. An employee who on or after July 1, 2015 works in California for 30 or more days within a year, and satisfies a 90-day employment period before taking any sick […]
Fil-Am hairstylist Marlou Colina introduces UNO Premier beauty, health and wellness products
LOS ANGELES – After being Philippines’ number 1 network marketing company for more than eight years, Unlimited Network of Opportunities International (UNO Intl.) is finally now in the U.S. which broke ground Wednesday with the launch of its high-end international brand and exclusive business club, UNO Premier at the Beverly Hills Hotel and Bungalows in Beverly Hills California. The […]
When you can’t pay your business debts!
If your business is in distress – you owe a lot of money but you can’t pay, your creditors will probably threaten legal action against your business and very likely, you personally as well. How much they can collect, and how they can go about collecting it, will depend on how your business is organized, […]
Discharge the second mortgage and keep the house!
Discharging a Deed of Trust in bankruptcy! A second or third mortgage can be stripped off the title of your home, and discharged as unsecured debt in a chapter 13 bankruptcy. Imagine, your house is worth less than you owe, and now you can strip part of what you owe and still keep the property. […]
Where Manny Pacquiao sees himself ten years from now
He trains hard from Monday to Saturday. But on the Lord’s day, Sunday, Philippine fighting congressman Manny Pacquiao focuses on his family and his faith, making it a point to attend Sunday worship service at Westside Shepherd of the Hills. “Before I came to this church, I was praying and crying to the Lord. ‘Lord, […]
Filipino-owned pizza salon at The Plaza Food Hall
NEW YORK – There’s thin crust pizza; and there’s paper thin crust pizza. That’s Pizza Rollio – a delicate crisp layered with a delightful blend of cheese, herbs and fresh toppings, best enjoyed in one bite, rolled up with fresh arugula, alfalfa and sauces. The artisanal pizza created by mother Mariko Jacinto, son Deki Tajonera, […]
Reestablish your Credit.
Banks and credit card companies have told us how important it is to maintain our credit, honor our obligations and pay on time, but what if we suddenly can’t pay on time, then what? What if I lose my job, and can’t pay anyone right now, where does that put me? The answers may surprise […]
Pacquiao’s Holy Week message: Forgiveness
While blessed with adoring fans and supporters who love and respect him, Philippine boxing champion and congressman Manny Pacquiao also has his share of haters who want to see him defeated, especially in his upcoming match against Floyd Mayweather Jr. at the MGM Grand in Las Vegas on May 2, 2015. What’s probably worse is […]
Viewers to Volunteers ad for CBS features Weekend Balita columnist Jannelle So
Weekend Balita and US Asian Post columnist Jannelle So in TV ad for Viewers to Volunteers airing on CBS. Jannelle Viewers to Volunteers commercial
24 hours in Santa Barbara
Santa Barbara, CA – I have been to this coastline county seat of Santa Barbara County many times before and always enjoy going back. There’s lots to explore – the beaches on the coast, the streets filled with curious shops and unique boutiques, history in one of the oldest missions in the country, and the […]
Korean mermaids
March is Global Women’s Month. March 8th is International Women’s Day when we celebrate the social, economic and political achievements of women past, present and future. Because of this, we will hear a lot of stories about the proverbial “girl power.” I’ve heard and told my share, in my 20-year career as a print and broadcast journalist. But when […]
Korean delicacy: Raw horse meat and coagulated pork blood
One of the things I enjoy about traveling is discovering delightful dishes from different cultures. I have traveled to South Korea a total of four times, so far; and when I recall those trips, one of the memories that stick out are those involving food. Here are my top 4 gastronomic highlights: 1. Korean Street […]
‘So Goes’
I love to travel. Who doesn’t? Whether it’s domestic, international, or even just local, exploring and discovering new places and things is an experience that definitely enriches one’s life. I have been blessed to have been given the chance to travel and sometimes, even to wander to different countries and cities all over the world; […]
Holiday Make-up by Colina Salon
The holiday season gets busy with parties and events. Let your beauty stand out, and let the “celebrity make-up artist to the stars” Marlou Colina of Colina Salon take care of it. From conventional make-up technique to the high definition coverage airbrush make-up, Colina Salon offers top-notch hair and make-up design that made celebrities trust its […]
File bankruptcy – Rebuild credit
After a debtor receives a discharge in bankruptcy, creditors whose debts are discharged are required to report that the account has a zero balance. The bankruptcy itself is a public record and stays on your credit report for 10 years, but as you will see from this article, this is not all bad. A debtor […]
12 REASONS TO CALL ME
My number is below. Your first step in overcoming debt problems is recognizing you have a problem! If worries about your credit card bills or a pending foreclosure are keeping you awake at night, you probably already know you’re in over your head. Just cruising along, juggling credit cards, taking from one to pay the […]
Creditors are harassing me!
Q: Creditors are harassing me – but I lost my job, and cannot pay. How do I stop them calling? A: If you cannot pay your bills, creditors will take steps to collect. That’s natural, but continued harassment can be emotionally depressing. If you have lost your job, or simply cannot cope, call me. You […]
Whose debts are they?
Debt collectors are calling. but whose debts are they? Are you personally liable? The extent of your personal liability depends on numerous factors, some of which relate A) the State you live in, B) your current marital status, C) your tax filing status, D) if you own a business, how your business is structured, and […]
Marlou Colina’s Oscars weekend
Super stylist Marlou Colina is still reveling in the glow of his Oscars weekend, working and rubbing elbows with the stars at the recent Academy Awards in Hollywood. The boyish owner of Colina Salons was busy for two days working with The Weinstein Company, a number of whose projects were in the running: August Osage County, whose co-star Julia Roberts […]
WHAT HAPPENS TO MY CAR IF I FILE BANKRUPTCY?
There are several issues to consider in answering this question. The most important point is the value of your car. In most cases, you can protect your car using the allowable bankruptcy code exemptions. An exemption allows you to file for bankruptcy relief and protect most of your property. The bankruptcy courts understand you need […]
CAN BANKRUPTCY STOP A FORECLOSURE?
There has been several articles in the press recently, that suggests we are about to experience a new wave of foreclosures this spring. Banks usually, try to avoid dumping their entire foreclosure portfolio at once, to prevent prices dropping so low, that it encourages even more people to default. Who wants to service a mortgage […]
Loan Modification vs. Bankruptcy
If you are having a hard time making ends meet and paying your monthly mortgage, you may wondering what to do. People who are having a hard time making their mortgage payments often rely heavily on credit cards, which eventually reach their limit. This of course creates even a bigger problem. While a loan modification […]
Make Up Trick for Halloween
by Marlou Coilna Halloween is only 24 hours away. You get an invite to this fabulous party. You don’t have much time. You’re working on a budget. Tough. Well, you can still come up with a good Halloween look that can impress or delight, without spending too much on costumes and while using your regular […]
Will I Lose my Home if I file for Bankruptcy?
Americans are still filing bankruptcy in record numbers, and with good reason. The economic downturn, including the fall of housing prices and the increase in unemployment has wrecked havoc on our finances. The truth is, that in many cases, bankruptcy is a wise decision for many, since it wipes away debt and interest payments that […]
What to do with Tax Leins and Levies?
Tax liens can be stripped off in reorganization proceedings (Chapter 13) to the extent that the lien does not attach to equity in property. Tax liens can’t be avoided in Chapter 7 on the grounds that they impair exemptions; if the tax is dischargeable in the Chapter 7, the bankruptcy court can determine the amount […]
12 REASONS TO CALL ME. My number is below.
Your first step in overcoming debt problems is recognizing you have a problem! If worries about your credit card bills or a pending foreclosure are keeping you awake at night, you probably already know you’re in over your head. Just cruising along, juggling credit cards, taking from one to pay the other is not a […]
BEAUTY MENU : Makeup dos and don’ts
By Marlou Colina Makeup dos and don’ts Starting this issue, I will be writing regularly about make-up, hair care and other topics relating to beauty. I will draw from my years of experience as a stylist, CEO and founder of the beauty salons that bear my name, and as the inventor of my own line […]